Thanksgiving is right around the corner and the end-of-the-year is fast approaching. Now is the time to use up your dental insurance before the end of the year. If you have any dental needs, use up your dental benefits before they expire. Unfortunately, time flies and before you know it, 2014 will be here and your dental benefits for 2013 will be gone.
Too many employees don’t take advantage of their company dental benefits, and allow them to expire at the end of each year. Too many times, they then find that they need some dental treatment that won’t be covered in its entirety. Even though dental coverage may not pay in total for certain dental procedures, most dental plans fully cover routine dental care. Also, if you know you need extensive dental work, plan your dental procedure now. Then, when your dental benefits renew at the first of the year, your procedures, like root canals and crowns, are more affordable.
If you need a root canal and dental crown, use the available benefits from two calendar years towards the major dental procedures that involve multiple phases.
Dental insurance benefits are often made available to employees through employer's health insurance, PPO, or HMO plans. Generally, you are given a pre-determined maximum amount of coverage per calendar year per person covered under the dental plan. Schedule extensive dental work now if you need it.
As a general rule, most dental insurance plans offer coverage at 100% on preventative dental care like regular exams and cleanings.
Take advantage of your dental insurance benefits, make sure to get your annual dental exams and cleanings. Regular dental care can save you a lot out of pocket expense that your dental insurance may not cover.
For an appointment or consultation, contact Oyster Point Dentistry.
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